Greater Binghamton, New York

Interest Rates... A Different Perspective

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Mon, 30 Aug 2010 20:55:21 -0400

Buyers, if you think you should wait to see if the market goes any lower, be careful and forewarned. Waiting could and will cost you money!

Via Stacia Whatley (Hawkins-Poe Inc.):

Interest Rates... A Different Perspective

I know that every agent you have talked to has been talking about interest rates. But when someone says they are low can you imagine what that means.

Most of us don't walk around with calculators in our pockets, so I am here to help you invision what that would mean when it comes to buying a home.

Lets say today you are qualified to spend $400,000 with a 30 year fixed 4.5% mortgage.

The home above is currently on the market for $440,000. As you can see is a gorgeous home here in Gig Harbor. Now lets say, you are afraid of many things that are being talked about in the media and you decide to wait a couple of months. In just a couple of months the interest rate goes up 1/2 of a point. With that simple 1/2 point adjustment now you qualify for $25,000 less. So now you can't get that home.

If you wait even longer and lets say the interest rates are now higher and they have gone up 1 point. Now you put yourself at $50,000 less that you qualify for. And this might be a stretch, but lets say they go up 2 points.

Now you are $100,000 less!!!

In Gig Harbor that would buy you something like this...

I kid... But you know what I mean. It may not be what you originally

thought you were going to get in a home.

Buy or Sell, I'm your Girl! Contact me Today!

Stacia Whatley

REALTOR®

253-426-8785

staciawhatley@gmail.com

www.staciasellshomes.com

www.staciasellsgigharbor.com

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Greater Binghamton Open House Event-Save the Dates!

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Sat, 21 Aug 2010 12:11:33 -0400

SAVE THE DATES!!

The Greater Binghamton Association of REALTORS®
Presents
Southern Tier Open House Event

Session One Home Buyer Seminar:
            Tuesday, September 21^st and Thursday, September 23^rd            6:00 to 8:00 pm
            The Greater Binghamton Association of REALTORS®
            19 Jennison Ave, Johnson City, NY 13790
Open Houses:
Saturday, September 25^th and Sunday, September 26^thTown of Maine Johnson City, Endicott, Endwell, Vestal, Owego, Village of Owego and Eastern Tioga County

Session Two Home Buyer Seminar:
           Tuesday, September 28^th and Thursday, September 30^th6:00 to 8:00 pm
           The Greater Binghamton Association of REALTORS®
           19 Jennison Ave., Johnson City

Open Houses:
Saturday, October 2 and Sunday, October 3^rd
Barker, Windsor, Binghamton, Chenango County and Pennsylvania

Meet with local business that can help you get into the home you've always wanted!

Sponsored by:                                            Tioga StatBank
AmeriSpec                                                  M&T Bank
Capital Mortgage                                       Enviro Testing
Commonfund Mortgage                               Professional Home Inspection
Liberty Mutual                                             Harding Brooks Insurance
Wells Fargo Mortgage                                   NBT Bank
Greater Binghamton Association of
                        REALTORS®

You can always TEXT, CALL OR EMAIL ME for hot sheets with homes that YOU are looking for, information on ANY home in the GREATER BINGHAMTON AREA or to see ANY home in the GREATER BINGHAMTON AREA!

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Current housing Statistics for the Greater Binghamton (NY) Area

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Sat, 21 Aug 2010 11:54:26 -0400

Here is a report of the current housing statistics for the Greater Binghamton, New York Area for July, 2010:

July's residential sales were down 44% compared to June of 2010. Only 105 homes sold in July compared to 246 sold in June. This is most likely due to buyers rushing to close on their loans before the first deadline of June 30th under the HomeBuyer Tax Credit program.
However, this number is 10% higher than July of 2009, bringing some optimism to the current housing statistics.

16.2% of the homes sold in July were in the $100,000 to $120,000
price range. This is right on track with the area's median sold price of
$115,000 which has climbed steadily every year. The Greater Binghamton
Area did not see a boom in home prices when much of the country did
back in 2005 to 2007. Instead, prices climbed slowly and steadily sparing
us the crash in home values.

9.5% of homes sold were in the $120,000 to $140,000 price range in July.

Conventional mortgages were the most commonly written mortgage
product at 37.14% of homes sold in July followed by FHA mortgages
at 28.57% of total homes sold last month. Surprisingly 24.76% of
buyers paid for their homes with cash.

Would you like more information about the Greater Binghamton Area which encompasses Broome, Chenango and Tioga Counties? Call, text or email me today at 607-237-4526.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Immaculate Ranch Home For Sale in Owego, NY!

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Fri, 30 Jul 2010 15:25:02 -0400

EXIT Realty Front and Center has detailed property information for 628 Day Hollow Road, Owego, NY 13827 and more Owego Real Estate listings

Wow! This immaculate ranch home for sale just hit the market in beautiful Upstate Owego, New York. Look at how much house you get for the money here in the Greater Binghamton Area:

One-owner custom-built, all-brick ranch home
3589 total square feet, 2176 Square Feet on the first floor
Beautiful rural residential area, 5 minutes to the Village of Owego,
5 minutes to I86
Large park-like lot with 175 feet of frontage, sits off the road
Landscaped, mature trees
Huge In-Law Apartment
Hardwood floors throughout
4 bedrooms, 3.5 baths, 2 car garage
Wood Mode kitchen with center island
Cedar closets in 3 bedrooms
Heated, finished garage
Hard-wired with generator
Meticulously kept!

Priced to sell at $209,900 this home is in move-in
condition.
MLS#176302

View 628 Day Hollow Rd, Owego, NY in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Historic Home for Sale on Binghamton's West Side

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Wed, 23 Jun 2010 12:42:09 -0400

This historic Italianate home for sale on Binghamton's West Side has all the charm you would expect in a period home. Dubbed "Snow's Folly" by the neighbors of the original owner, folks thought it funny that someone would build a home so far from the center of Binghamton at the turn of the century! Eventually, the city grew up around the home and the West Side is considered to be the center of Binghamton.

This 4 bedroom, 2 full bath historic Italianate home is in excellent condition and a home inspection report is available to see. Characteristic to the period are details such as variable plank flooring throughout, grand staircase, dentil moldings and built-in cabinets. Step back in time in a home that has been lovingly decorated in time with the period.

This historic Italianate home also has many modern features as well, such as cherry cabinets, brand new 200 amp electric service, newer concrete driveway and newer high efficiency furnace. The owners have also installed an inline charcoal water filtration system.

The beautiful grand staircase leads to the second floor where you will find 4 large bedrooms, a full bathroom with the original claw foot bathtub and 2 small bonus rooms. A second staircase will take you back down to the kitchen.

The fenced yard is perfect for the small gardener, boasting lovely perennials and the perfect spot for your home-grown veggies. The yard is completed by the 2 sheds and small koi pond overlooked by the covered deck.

Offered at $177,500 this home is ready to move into today. Call, text 607-237-4526 or email me at JenArbach@HouseBMine.com for a private showing. Visit my website www.HouseBMine.com for more information and photos.

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Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Open House Sunday at this Conklin, NY Ranch Home

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Thu, 08 Jul 2010 12:10:50 -0400

COME TO AN OPEN HOUSE THIS SUNDAY, JULY 11TH AT THIS CUTE RANCH HOME IN CONKLIN, NY!
I'll be waiting for you between 2:00 and 3:00. EXIT Realty Front and Center is giving away a TomTom GPS!

Take a look at this very affordable ranch home for sale in Conklin, New York. Conveniently located just off Conklin Road with easy access to I81. Everything is new---roof, vinyl replacement windows, vinyl siding. New oak kitchen, ceramic tile floor, six-panel doors.

A nice deck overlooks the large fenced yard. With three bedrooms and one bath, this home is ready to move into. The laundry is located in the bathroom so there is no need to walk downstairs to do the laundry. The large closets and large eat-in kitchen make this home desirable. The list price of only $86,000 make this house
affordable!

For more pictures and information check out this Virtual Tour of 11 MacGeorge Ave.

For more listings in the Greater Binghamton Area check out my website www.HouseBMine.com.

View 11 MacGeorge Ave, Conklin NY Home for Sale in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Historic Italianate Home for Sale on Binghamton's West Side

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Fri, 26 Mar 2010 14:41:49 -0400

Offered at $184,500 this home is ready to move into today. Call, text 607-237-4526 or email me at JenArbach@HouseBMine.com for a private showing. Visit my website www.HouseBMine.com for more information and photos.

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Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Beautiful Chalet Nestled on 5+ Acres Offers Perfect Vacation or Second Home

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Wed, 31 Mar 2010 08:00:26 -0400

This beautiful chalet nestled on 5+ acres offers the perfect vacation or second home. Located easily off Interstate 81 in Broome County, New York, this home is just three and a half hours from the downstate areas of Brooklyn and Manhattan. There's plenty of room to play and it is located within 30 minutes of all kinds of things to do such as Championship Golf or the Performing Arts.

Offered at $222,900 this 3 BR, 2.5 BA, 1 car garage home has three floors of living space with a total of 2432 square feet. There is a bedroom on each floor, two full baths and a half bath in the huge loft bedroom. The stepless entry takes you into a spacious family room heated by a woodstove. There is a bedroom and full bath and laundry room on this floor as well.

The second floor entices you with an updated kitchen than opens up into the living room. A tile countertop, copper backsplash and stainless stell appliances are some of the features found here. A beautiful fireplace in the Living Room sets the mood for quiet nights. A full bath with jetted tub, dining room, second bedroom and a second family room can be found on this floor as well.

Take your guests and family out on to the 47 foot deck
which overlooks the professionally landscaped yard. Need
some shade? Move the party to the patio underneath the
deck and keep your cool!

Some other updates include window tinting, newer roof, new entry door, new garage door on the one car garage, new leach field and French doors.

Another special bonus is that the sale of this home includes all the gas rights. There is a gas lease that conveys with the property.

     While in the Greater Binghamton Area be sure to visit:

          *Downtown Binghamton Art Galleries
          *First Friday Street Festival
          *Championship Golf
          *State Parks
          *The Performing Arts
          *B-Mets Baseball Team
          *Museums
          *Cutler Botanical Gardens
          *Pro Motocross
          *Ross Park Zoo

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FOR MORE INFORMATION AND PHOTOS OF THIS AND OTHER WONDERFUL PROPERTIES IN THE GREATER BINGHAMTON AREA BE SURE TO VISIT MY PERSONAL WEBSITE: www.HouseBMine.com

Just click on "Properties" and then "Search the MLS" for all the listings, all the time!

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Mark Your Calendars Now for the Owego, NY Strawberry Festival!

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Wed, 16 Jun 2010 20:13:28 -0400

Mark your calendars now for the Owego, NY Strawberry Festival! This year marks the 30th anniversary of the event which began back in 1981.

From the official website: 'This year's theme is "30th Berry Birthday Bash!" The festivities begin on Friday Night, June 18 and Saturday, June 19, for Strawberry Festival 2010! This will be a BERRY special 30th year of the Strawberry Festival, the Southern Tier's grandaddy signature festival, an event filled with entertainment, food, artisans, parade, strawberry shortcakes, wine tasting and everything else strawberries! The Festival grows each year and manages to keep its small town country flavor boasting approximately 30,000 visitors each year. It's an outdoor event held rain or shine in downtown Owego, New York, last year's "coolest small town in America!"

The Festival kicks off Friday night at 5:30 pm till 10:30 pm and on Saturday runs from 9 am - 6 pm.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Calling All Real Estate Professionals: Learn How to Help Consumers Make Wise Choices Post-April 30th

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Sun, 13 Jun 2010 21:49:12 -0400

Another FREE WEBINAR offering from EXIT Realty for the public. Don't miss this important webinar hosted by EXIT's president, Tami Bonnell.

Via The Team at EXIT Realty (EXIT Realty Corp. International):

The sky didn't fall for REALTORS^®after the April 30th tax credit deadline; in fact, buyers and sellers are taking advantage of June weather to explore deals locally. EXIT Realty Corp. International will host a free, live, training webinar for real estate professionals designed to educate them on effectively serving the public in the post-April 30th economy.

Entitled "Helping consumers make wise real estate choices post-April 30th," the 30-minute webinar will be hosted by real estate expert and President of the US Organization of EXIT Realty Corp. International, Tami Bonnell, and will be held at two times, 4:00 pm ET and 7:00 pm ET on Tuesday, June 22nd. This webinar is the second in the popular series hosted by Bonnell.

"The purpose of this webinar is to continue to raise the bar in the real estate profession - to ensure that REALTORS^® regardless of their brokerage affiliation are armed with the information they need to best serve the public," says Bonnell.

Bonnell will address topics such as low mortgage rates, tax deductions, 203k loans and home affordability.

To register, click:

https://www2.gotomeeting.com/register/335026211 for the 4:00 pm ET session or
https://www2.gotomeeting.com/register/671393394 for the 7:00 pm ET session

About Tami Bonnell: Tami Bonnell is a thirty-year veteran of the real estate industry and was instrumental in building three major brands. Among her many achievements, she was recognized by real estate trend-watcher, Stefan Swanepoel, as one of the 100 Most Influential Women in Real Estate.

Ms Bonnell has been a featured speaker at the National Association of REALTORS^® convention to the Top 500 Power Brokers, The Women's Council of REALTORS^®, Inman News Connect Conference and she will be speaking at the opening session of RISMedia's Leadership Conference in New York. Along with several other national and local speaking engagements, Ms Bonnell hosts quarterly webinars educating the general public on real estate issues.

She is a wife, mother of three and grandmother of two. In her spare time she is a martial artist, coach, judge and referee.

Ms. Bonnell has been the President of the US Organization of EXIT Realty Corp. International since 2001.

For more information, contact the local EXIT Realty Office at or visit www.exitrealty.com/live_events to register.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Very Affordable Ranch Home for Sale in Conklin, NY

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Fri, 11 Jun 2010 06:49:18 -0400

Take a look at this very affordable ranch home for sale in Conklin, New York. Conveniently located just off Conklin Road with easy access to I81. Everything is new---roof, vinyl replacement windows, vinyl siding. New oak kitchen, ceramic tile floor, six-panel doors.

For more pictures and information check out this Virtual Tour of 11 MacGeorge Ave.

For more listings in the Greater Binghamton Area check out my website www.HouseBMine.com.

View 11 MacGeorge Ave, Conklin NY Home for Sale in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Get Ready for the Preservation Association of the Southern Tier's Annual Garden Tour!

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Fri, 28 May 2010 10:57:01 -0400

Now is the time to get your tickets for the Preservation Association of the Southern Tier's annual Garden Tour. This is P.A.S.T.'s twenty-first year holding this community tradition and this year promises to be just as wonderful as in years past!

This year's garden tour focuses on gardens in the wonderful neighborhoods of Sunrise Terrace and Morningside Heights both just off Upper Front Street in Binghamton. It will be held, Saturday, June 19, rain or shine, from 1:00 until 4:00.

Advanced Reservations can be made online by credit card at www.pastny.org or by mailing a check to:
89 Court Street
Binghamton, NY 13901

Tickets are $12 for MEMBERS and $15 for NON-MEMBERS if purchase by June 11. All tickets are then picked up the day of the GARDEN TOUR between 11:30 and 1:00 at the
                                 Dickinson Town Hall
                                                                                                    531 Old Front Street
                                                                                                    Binghmton, NY 13905

Ticket prices to up to $18.00 and $15.00 the day of the Tour. There are no phone reservations. Buy your tickets now!

I was fortunate to have participated in last year's TOUR. Unfortunately, it literally poured all day! But rain or shine is the rule and in spite of the dismal weather, 138 hardy souls came out to view my Victorian garden.

I am now a member of the Historic Homes Prgram under the National Trust, let me help you sell your historic home!

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Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Frank's Italian Pizzeria and Restaurant is a Hidden Gem of the Greater Binghamton Area

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Mon, 10 May 2010 13:31:14 -0400

I thought I knew where every great Italian restaurant was until I found Frank's Pizzeria and Italian Restaurant which is a hidden gem of the Greater Binghamton Area! My husband, the sweetheart that he is, took me out to dinner on Saturday night to celebrate Mothers Day. His sister had recommended a place called "Frank's" in the tiny hamlet of Maine, NY. Well, it seems like everyone knew about Frank's except us! The place was packed and it was reservations only. Fortunately we had called ahead.

When I think Italian food, I usually think Cortese or Little Venice in Binghamton or Consol's or Oak's Inn in the Little Italy section of Endicott. These restaurants have great local reputations and have held their own for many years.

But once in awhile you just want to try something new and there it was, under our noses since 2008. Actually, I have passed Frank's
Pizzeria and Italian Resturant dozens of times but it is so unassuming that I never noticed it before!

Our waitress, Cathy, told us that the building used to be a former IGA grocery store back in the 40's and had been owned by her grandfather. She used to live next door, so she laughed when she told us that she came with the building! Photos of her family from long, long ago graced the walls of the eatery telling the history of a time gone by.

We were very pleased with Frank's food. My husband and I shared the bruschetta appetizer and each had a salad which came with our respective entree. Rick ordered the Veal Parmesan and I had the homemade gnocchi. The tomato sauce was absolutely delicious! The portions were just right and neither one of us left feeling bloated after finishing everything on our dishes as well as the basket of garlic toast that came with our meal. No doggy bags needed!

We were amazed when one of the waitresses passed our table with desserts for a neighboring group. The slices of cake were massive! We resisted though, knowing that I had made chocolate cheescake which was waiting for us at home. Our check totalled less that $30 but did not include wine or beer as Frank's Pizzeria and Italian Resaturant does not have their liquor license. So be sure to bring your own bottle. They will provide a cork screw and wine glasses.

They don't have a website but you can find them on Facebook.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Historic Homes Tour this Saturday on Binghamton's West Side

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Tue, 04 May 2010 10:34:51 -0400

The Preservation Association of the Southern Tier is hosting yet another one of its wonderful Historic Homes Tours this Saturday on Binghamton's West Side. Featured this year are five of the area's lovliest historic homes that are treasured as part of Binghamton's rich history. Tickets may still be purchased from PAST with prices at $25 for members and $30 for non-members. You may charge your ticket purchase at www.pastny.org and pick up your tickets the day of the event on the front porch of the Roberson Museum on Front Street.

Before the 'show' why not stop by another one of Binghamton's Historic Homes, 139 West End Avenue which is currently for sale? An OPEN HOUSE is being held from 12:00 noon to 1:30 in the afternoon. Stop by and enter to win a prize from another one of EXIT Realty's monthly give-aways. This month, we are giving away a GAS GRILL! Just for stopping by.

Take the Virtual Tour for 139 West End Avenue, Binghamton, NY, call 888-303-6405 Code #6096, or visit my website www.HouseBMine.com for more photos and information.

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View Binghamton Real Estate in a larger map

This home rated:

55 out of 100

Walk Score

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

Another Very Affordable New Listing in the Greater Binghamton Area

Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center) — Fri, 23 Apr 2010 22:18:00 -0400

Here is another very affordable new listing in the Greater Binghamton Area, this time in Johnson City. Located on the North Side of Johnson City, this 3 bedroom, 1 bath home is cute as a button and clean as a whistle! Cliches aside, this is a nice little home.

Lots to offer:
First floor bedroom
Hardwood floors
Enclosed Front Porch
Breakfast Bar
Very clean and dry walk-out basement
Tons of Storage
Triple Lot
2 Car Garage
Trees, perennials, blackberry bushes

Plenty of room to plant a garden or throw a BBQ!
Close to shopping, the Oakdale Mall and the almost-
completed Wal-Mart. Johnson City Schools.

Offered at $92,900 this 3 BR, 1 BA home is a little Johnson City gem!
MLS#174893

For more information visit my website www.HouseBMine.com
Or call or TEXT me at 607-237-4526

View 152 Zoa Ave, Johnson City, NY Home for Sale in a larger map

37 — Car-Dependent

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9