Greater Binghamton, New York: Jennifer Arbach, Lic. R.E. Associate Broker (EXIT Realty Front and Center)

Interest Rates... A Different Perspective

Buyers, if you think you should wait to see if the market goes any lower, be careful and forewarned. Waiting could and will cost you money!

Via Stacia Whatley (Hawkins-Poe Inc.):

Interest Rates... A Different Perspective

percent

I know that every agent you have talked to has been talking about interest rates. But when someone says they are low can you imagine what that means.

Most of us don't walk around with calculators in our pockets, so I am here to help you invision what that would mean when it comes to buying a home.

Lets say today you are qualified to spend $400,000 with a 30 year fixed 4.5% mortgage.

400,000

The home above is currently on the market for $440,000. As you can see is a gorgeous home here in Gig Harbor. Now lets say, you are afraid of many things that are being talked about in the media and you decide to wait a couple of months. In just a couple of months the interest rate goes up 1/2 of a point. With that simple 1/2 point adjustment now you qualify for $25,000 less. So now you can't get that home.

If you wait even longer and lets say the interest rates are now higher and they have gone up 1 point. Now you put yourself at $50,000 less that you qualify for. And this might be a stretch, but lets say they go up 2 points.

Now you are $100,000 less!!!

In Gig Harbor that would buy you something like this...

ugly home

I kid... But you know what I mean. It may not be what you originally

thought you were going to get in a home.

twitter Buy or Sell, I'm your Girl! Contact me Today!

Stacia Whatley

REALTOR®

253-426-8785

 staciawhatley@gmail.com                  

www.staciasellshomes.com

www.staciasellsgigharbor.com

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Greater Binghamton Open House Event-Save the Dates!

SAVE THE DATES!!

The Greater Binghamton Association of REALTORS®
Presents

Southern Tier Open House Event                                                                                                     
Open House Sign
Session One Home Buyer Seminar:
            Tuesday, September 21st and Thursday, September 23rd
            6:00 to 8:00 pm
            The Greater Binghamton Association of REALTORS®
            19 Jennison Ave, Johnson City, NY 13790
Open Houses:
Saturday, September 25th and Sunday, September 26th
Town of Maine Johnson City, Endicott, Endwell, Vestal, Owego, Village of Owego and Eastern Tioga County

Session Two Home Buyer Seminar:
           Tuesday, September 28th and Thursday, September 30th
               
6:00 to 8:00 pm
           The Greater Binghamton Association of REALTORS®
           19 Jennison Ave., Johnson City

Open Houses:
Saturday, October 2 and Sunday, October 3rd
Barker, Windsor, Binghamton, Chenango County and Pennsylvania

Meet with local business that can help you get into the home you've always wanted!

Sponsored by:                                            Tioga StatBank
AmeriSpec                                                  M&T Bank
Capital Mortgage                                         Enviro Testing
Commonfund Mortgage                                Professional Home Inspection
Liberty Mutual                                             Harding Brooks Insurance
Wells Fargo Mortgage                                   NBT Bank
Greater Binghamton Association of
                        REALTORS®
     

You can always TEXT, CALL OR EMAIL ME for hot sheets with homes that YOU are looking for, information on ANY home in the GREATER BINGHAMTON AREA or to see ANY home in the GREATER BINGHAMTON AREA!                                                           

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Current housing Statistics for the Greater Binghamton (NY) Area

Here is a report of the current housing statistics for the Greater Binghamton, New York Area for July, 2010:

July's residential sales were down 44% compared to June of 2010. Only 105 homes sold in July compared to 246 sold in June. This is most likely due to buyers rushing to close on their loans before the first deadline of June 30th under the HomeBuyer Tax Credit program.
However, this number is 10% higher than July of 2009, bringing some optimism to the current housing statistics.

16.2% of the homes sold in July were in the $100,000 to $120,000 agent handing keys to new home owners
price range. This is right on track with the area's median sold price of
$115,000 which has climbed steadily every year. The Greater Binghamton
Area
did not see a boom in home prices when much of the country did
back in 2005 to 2007. Instead, prices climbed slowly and steadily sparing
us the crash in home values.

9.5% of homes sold were in the $120,000 to $140,000 price range in July.

Conventional mortgages were the most commonly written mortgage
product at 37.14% of homes sold in July followed by FHA mortgages
at 28.57% of total homes sold last month. Surprisingly 24.76% of
buyers paid for their homes with cash.

Would you like more information about the Greater Binghamton Area which encompasses Broome, Chenango and Tioga Counties? Call, text or email me today at 607-237-4526.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Immaculate Ranch Home For Sale in Owego, NY!

EXIT Realty Front and Center has detailed property information for 628 Day Hollow Road, Owego, NY 13827 and more Owego Real Estate listings

Wow! This immaculate ranch home for sale just hit the market in beautiful Upstate Owego, New York. Look at how much house you get for the money here in the Greater Binghamton Area:

  • One-owner custom-built, all-brick ranch home
  • 3589 total square feet, 2176 Square Feet on the first floor
  • Beautiful rural residential area, 5 minutes to the Village of Owego
        5 minutes to I86
  • Large park-like lot with 175 feet of frontage, sits off the road
  • Landscaped, mature trees
  • Huge In-Law Apartment
  • Hardwood floors throughout
  • 4 bedrooms, 3.5 baths, 2 car garage
  • Wood Mode kitchen with center island                          Brick ranch with trees in the background
  • Cedar closets in 3 bedrooms
  • Heated, finished garage
  • Hard-wired with generator
  • Meticulously kept!

Priced to sell at $209,900 this home is in move-in
condition.
MLS#176302

     Wood Mode kitchen and ceramic tile floor             Landscaped side of brick ranch


View 628 Day Hollow Rd, Owego, NY in a larger map


View 628 Day Hollow Rd, Owego, NY in a larger map


View 628 Day Hollow Rd, Owego, NY in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Open House Sunday at this Conklin, NY Ranch Home

COME TO AN OPEN HOUSE THIS SUNDAY, JULY 11TH AT THIS CUTE RANCH HOME IN CONKLIN, NY!
I'll be waiting for you between 2:00 and 3:00. EXIT Realty Front and Center is giving away a TomTom GPS!

Take a look at this very affordable ranch home for sale in Conklin, New York. Conveniently located just off Conklin Road with easy access to I81. Everything is new---roof, vinyl replacement windows, vinyl siding. New oak kitchen, ceramic tile floor, six-panel doors.blue ranch style home

A nice deck overlooks the large fenced yard. With three bedrooms and one bath, this home is ready to move into. The laundry is located in the bathroom so there is no need to walk downstairs to do the laundry. The large closets and large eat-in kitchen make this home desirable. The list price of only $86,000 make this house
affordable!

 

Oak kitchen

 

 

For more pictures and information check out this Virtual Tour of 11 MacGeorge Ave.

For more listings in the Greater Binghamton Area check out my website www.HouseBMine.com.

Living Room with green walls

 


View 11 MacGeorge Ave, Conklin NY Home for Sale in a larger map


View 11 MacGeorge Ave, Conklin NY Home for Sale in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Historic Home for Sale on Binghamton's West Side

This historic Italianate home for sale on Binghamton's West Side has all the charm you would expect in a period home. Dubbed "Snow's Folly" by the neighbors of the original owner, folks thought it funny that someone would build a home so far from the center of Binghamton at the turn of the century! Eventually, the city grew up around the home and the West Side is considered to be the center of Binghamton.

This 4 bedroom, 2 full bath historic Italianate home is in excellent condition and a home inspection report is available to see. Characteristic to the period are details such as variable plank flooring throughout, grand staircase, dentil moldings and built-in cabinets. Step back in time in a home that has been lovingly decorated in time with the period.

Italianate Home, white with green trim This historic Italianate home also has many modern features as well, such as cherry cabinets, brand new 200 amp electric service, newer concrete driveway and newer high efficiency furnace. The owners have also installed an inline charcoal water filtration system.

The beautiful grand staircase leads to the second floor where you will find 4 large bedrooms, a full bathroom with the original claw foot bathtub and 2 small bonus rooms. A second staircase will take you back down to the kitchen.

Beautiful Staircase

 

The fenced yard is perfect for the small gardener, boasting lovely perennials and the perfect spot for your home-grown veggies. The yard is completed by the 2 sheds and small koi pond overlooked by the covered deck.

Stockade fenced yard

 

 

 

Offered at $177,500 this home is ready to move into today. Call, text 607-237-4526 or email me at JenArbach@HouseBMine.com for a private showing. Visit my website www.HouseBMine.com for more information and photos.


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Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Mark Your Calendars Now for the Owego, NY Strawberry Festival!

Mark your calendars now for the Owego, NY Strawberry Festival! This year marks the 30th anniversary of the event which began back in 1981.

From the official website: 'fresh strawberriesThis year's theme is "30th Berry Birthday Bash!" The festivities begin on Friday Night, June 18 and Saturday, June 19, for Strawberry Festival 2010! This will be a BERRY special 30th year of the Strawberry Festival, the Southern Tier's grandaddy signature festival, an event filled with entertainment, food, artisans, parade, strawberry shortcakes, wine tasting and everything else strawberries! The Festival grows each year and manages to keep its small town country flavor boasting approximately 30,000 visitors each year. It's an outdoor event held rain or shine in downtown Owego, New York, last year's "coolest small town in America!"

The Festival kicks off Friday night at 5:30 pm till 10:30 pm and on Saturday runs from 9 am - 6 pm.

Experience Tioga logo

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Calling All Real Estate Professionals: Learn How to Help Consumers Make Wise Choices Post-April 30th

Another FREE WEBINAR offering from EXIT Realty for the public. Don't miss this important webinar hosted by EXIT's president, Tami Bonnell.

Via The Team at EXIT Realty (EXIT Realty Corp. International):

Calling All Real Estate Professionals: Learn How to Help Consumers Make Wise Choices Post-April 30thThe sky didn't fall for REALTORS® after the April 30th tax credit deadline; in fact, buyers and sellers are taking advantage of June weather to explore deals locally. EXIT Realty Corp. International will host a free, live, training webinar for real estate professionals designed to educate them on effectively serving the public in the post-April 30th economy.

Entitled "Helping consumers make wise real estate choices post-April 30th," the 30-minute webinar will be hosted by real estate expert and President of the US Organization of EXIT Realty Corp. International, Tami Bonnell, and will be held at two times, 4:00 pm ET and 7:00 pm ET on Tuesday, June 22nd. This webinar is the second in the popular series hosted by Bonnell.

"The purpose of this webinar is to continue to raise the bar in the real estate profession - to ensure that REALTORS® regardless of their brokerage affiliation are armed with the information they need to best serve the public," says Bonnell.

Bonnell will address topics such as low mortgage rates, tax deductions, 203k loans and home affordability.

To register, click:

https://www2.gotomeeting.com/register/335026211 for the 4:00 pm ET session or
https://www2.gotomeeting.com/register/671393394 for the 7:00 pm ET session

About Tami Bonnell: Tami Bonnell is a thirty-year veteran of the real estate industry and was instrumental in building three major brands. Among her many achievements, she was recognized by real estate trend-watcher, Stefan Swanepoel, as one of the 100 Most Influential Women in Real Estate.

Ms Bonnell has been a featured speaker at the National Association of REALTORS® convention to the Top 500 Power Brokers, The Women's Council of REALTORS®, Inman News Connect Conference and she will be speaking at the opening session of RISMedia's Leadership Conference in New York. Along with several other national and local speaking engagements, Ms Bonnell hosts quarterly webinars educating the general public on real estate issues.

She is a wife, mother of three and grandmother of two. In her spare time she is a martial artist, coach, judge and referee.

Ms. Bonnell has been the President of the US Organization of EXIT Realty Corp. International since 2001.

For more information, contact the local EXIT Realty Office at or visit www.exitrealty.com/live_events to register.

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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Very Affordable Ranch Home for Sale in Conklin, NY

Take a look at this very affordable ranch home for sale in Conklin, New York. Conveniently located just off Conklin Road with easy access to I81. Everything is new---roof, vinyl replacement windows, vinyl siding. New oak kitchen, ceramic tile floor, six-panel doors.blue ranch style home

A nice deck overlooks the large fenced yard. With three bedrooms and one bath, this home is ready to move into. The laundry is located in the bathroom so there is no need to walk downstairs to do the laundry. The large closets and large eat-in kitchen make this home desirable. The list price of only $86,000 make this house
affordable!

Oak kitchen

For more pictures and information check out this Virtual Tour of 11 MacGeorge Ave.

For more listings in the Greater Binghamton Area check out my website www.HouseBMine.com.

Living Room with green walls


View 11 MacGeorge Ave, Conklin NY Home for Sale in a larger map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

       trulia       Twitter    facebook

                                   Linkedin  YouTube
            

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Get Ready for the Preservation Association of the Southern Tier's Annual Garden Tour!

Now is the time to get your tickets for the Preservation Association of the Southern Tier's annual Garden Tour. This is P.A.S.T.'s twenty-first year holding this community tradition and this year promises to be just as wonderful as in years past!

picket fence, bird bath and flowers

This year's garden tour focuses on gardens in the wonderful neighborhoods of Sunrise Terrace and Morningside Heights both just off Upper Front Street in Binghamton. It will be held, Saturday, June 19, rain or shine, from 1:00 until 4:00.

Advanced Reservations can be made online by credit card at www.pastny.org or by mailing a check to:
                                 89 Court Street
                                 Binghamton, NY 13901

Tickets are $12 for MEMBERS and $15 for NON-MEMBERS if purchase by June 11. All tickets are then picked up the day of the GARDEN TOUR between 11:30 and 1:00 at the 
                                 Dickinson Town Hall
                                                                                                    531 Old Front Street
                                                                                                    Binghmton, NY 13905

Ticket prices to up to $18.00 and $15.00 the day of the Tour. There are no phone reservations. Buy your tickets now!

I was fortunate to have participated in last year's TOUR. Unfortunately, it literally poured all day! But rain or shine is the rule and in spite of the dismal weather, 138 hardy souls came out to view my Victorian garden.

Herbs and Roses

 statue, gardens

 

 

 

 

 

 

 

 

I am now a member of the Historic Homes Prgram under the National Trust, let me help you sell your historic home!

 

 


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View Larger Map

Jennifer Arbach
Licensed Real Estate Associate Broker
CRS, GRI, e-Pro, CHMS, SRES
"Personalized Service Enhanced by Today's Technology"
Ephesians 2:8,9

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